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In an effort to give you the best service possible, we want to help you
understand the coverages available in an automobile insurance policy. We hope this
description of coverages will assist you in making decisions on the types and amount of
coverage you need. Please remember that all coverages are subject to policy
conditions, limitations and exclusions.
 | Liability Coverages:
 | Bodily Injury:
Provides coverage up to policy limits if you cause an accident that injures someone
else. This coverage is required by state law in minimum limits of $15,000 per
person/$30,000 per accident. Commercial auto minimum limits may vary.
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| Property Damage:
cover up to policy limits for damage you cause to another person's car or property.
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| Medical Payments:
pays for medical bills up to the specified policy limit for this expense.
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| Uninsured Motorist:
Covers bodily injury claims when injuries are caused by an uninsured motorist.
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| Underinsured Motorist:
Covers claims for bodily injury which have exceeded the bodily injury coverage
limits of the at-fault motorist.
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| Personal Property Coverages:
| Comprehensive:
Covers your vehicle for theft, vandalism, fire or other damage subject to the
stated deductible.
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| Collision:
Covers damage to your vehicle in an accident subject to the stated deductible.
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| Alarm Systems:
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Active:
You have to set the alarm manually
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Passive:
The alarm sets itself when you close the doors.
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If you have questions or would like to adjust your current coverages or
other coverages we have quoted, please give us a call. We appreciate the opportunity
to serve your insurance needs.
Send mail to shawn@shawnleeins.com
with questions or comments about this web site.
© 2005 Shawnlee Insurance Brokers, Inc.
All Rights Reserved.
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